‘I found $68,000 extra in my bank account - I do not know who transferred it to me!’
Payment errors are common mishaps for bank customers but few see money going into their account instead of out.
One man is revealing how he woke up to find the equivalent of around $68,400 extra in his bank account not knowing where it came from.
The individual from Australia discovered a staggering $105,000 AUD($68,364.45 USD) credit from an unknown depositor.
Choosing to be anonymous, the man broke down the experience of waking up to find an extra six-figure sum in his bank account in an interview.
Speaking to Yahoo News Australia, he shared: “I was worried at first because I thought I got hacked.
He only learned this money had been sent to him after a “random” check of his account on a banking app the day following the transaction.
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While initially, the experience of getting this amount was a “great feeling”, it soon turned into anxiety and confusion.
Despite the money being potentially “life-changing”, it was not rightly his which led him to contact his bank, HSBC.
The young man added: “[I] brought myself back to reality that this is too good to be true and I won't be keeping that money.
“It was pretty tempting to do something dodgy, I'm not going to lie. But a quick Google search saying it's a crime was enough for me.”
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Through HSBC’s app, he was able to reach out to one of the bank’s customer support workers.
In his message, he wrote: “Hi, I have a transaction in my Visa Platinum account and I don’t know why.”
The response he received stated: “Hello, good day to you. That sounds so worrying. Let me see how we can work on the transaction details.
“Please give me about five minutes while I check this out for you.”
Upon further inspection, it appears this error was made due to an apparent cashback error.
According to Yahoo News, HSBC Australia’s head of Mortgage Services assured the man this payment “dispute” would be sorted "within the rules of the credit card scheme".
Once the issue was resolved, the man was charged the equivalent of $6.25 for a cash advance surcharge.
However, he was also sent the equivalent of $63, which he guesses is from the mistaken party but is still unsure.
